Our Privacy Policy

Explainmycreditcard.com takes your privacy very seriously. We abide by a responsible code of conduct when handling your personal information to ensure it is safeguarded.

We do not require you to create an account or provide us with any personally identifiable information in order to use this site. Personal identifiable information you provide to us will not be sold nor released to any third party without your permission.

By using this site, you agree to the terms of our privacy policy. Please read the following policy to understand how information you provide is collected and used. If you do not agree with the terms, you must not use this site.

Privacy Policy

Collection of Information
Disclosure of Information
Children's Online Privacy Protection
Third Party Sites
Policy Changes
Contact

Collection of Information

We do not require you to create an account or provide us with any personally identifiable information in order to use this site. When you apply for a credit card on explainmycreditcard.com, you are taken directly to the credit card issuer's website where your information directly to the issuer. You may choose to share personal identifiable information can be shared with us. We do however collect some non-personal identifiable information when you browse our site.

Please note: This site does not intentionally send unsolicited e-mail messages that could legitimately be construed as spam.

Non-personal identifiable information collected
We only automatically collect non-personal identifiable information from you when you browse our site. Non-personal identifiable information we collect include the operation system, browser you are using, date and time of visit, time on site, and pages you visit. This information allows us to design our site to better fit your needs.

Personally Identifiable Information Provided to Us Optionally
If you elect to leave a comment, contact us through our Contact Us page, any other page on our site or any other way, you will be sharing personally identifiable information about yourself with us. Information we may request may include your name, affiliation, address, telephone number, fax number or email address. We will use this information to respond to your inquiry or inform you of any promotions, articles or newsletters from our site that you may find useful.

Information From/About Friends and/or Family
We may host a variety of activities on our site such as promotions, surveys, sweepstakes and contests. Personal information provided will only be communicate with your about that event and events you may be interested in joining and also notify winners. If you invite a friend and/or family member to an event through our website, a one-time email will be sent to them, inviting them to participate in the event.

Opting Out
If you no longer wish to receive our newsletter, you may send us an opt-out email at optout@explainmycreditcard.com

Disclosure of Information

We do not sell, rent or trade personal identifiable information, nor do we disclose information to anyone not authorized to have such information. Relevant personnel are trained on our privacy policies and security measures to ensure your information is safe-guarded.

We do however; reserve the right to release information on users if required by proper judicial or government authorities.

Children's Online Privacy Protection

Explainmycredit.com complies with the Children's Online Privacy Protection Act of 1998. We will not knowingly or intentionally collect information from children under the age of 18. Please do not submit any personal information through this site without the express consent and participation of a parent or guardian if you are under the age of 18.

Third Party Sites

This privacy policy only applies to explainmycreditcard.com. It does not apply to third party sites that this site may link to. Please refer to the respective privacy policy of each site you visit.

Policy Changes

The privacy policy on explainmycreditcard.com will be updated from time to time if and when we find it necessary to do so or when legally obligated to do so. All and any changes or additions will be posted on this site. Changes may occur with or without prior notification. Please refer to this site from time to time for any changes.

Contact

If you have any question or concerns about our privacy policy or would like to report any privacy breaches, please fell free to contact us at privacy@explainmycreditcard.com.